Florida is no stranger to sinkholes. Thousands of sinkhole claims are reported yearly in Florida. A sinkhole is a cavity in the ground usually in limestone bedrock, caused by water erosion and providing a route for surface water to disappear underground. This will cause a hollow place and a depression in the ground. If a sinkhole happens around your home, it will cause major damage to your property. If you notice cracks in your flooring, walls, or sagging in your windows, doors and property, then your property could be sitting on a sinkhole. Sinkhole Loss coverage is essential in order to protect homeowners and business owners from structural damage to their property resulting from confirmed sinkhole activity.